Updating your insurance policy information

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

Incorrect details mean incorrect cover, and when it comes to insurance, it’s as simple as that. Imagine how you’d look if you tried to claim for damage on your home and, in our books, your address is different.

As service providers, we know that life sometimes gets in the way of these kinds of things. Keeping your information updated ensures that you’re covered correctly.

Your beloved housemate of several years has decided to re-locate into a place of their own. As sad as it may be to see your ‘partner in crime’ move on, this decision is certainly going to influence the insurance rate you’ve been paying. However, when you update your policy and remove all of their belongings, you can buy yourself several consolatory ice-creams with the extra cash to make yourself feel better.

And that’s just home contents insurance. We cover a lot more than that. For instance, if you know that you’re going to buy a new car on a certain date, give us a call. It can even be before you make the purchase. This ensures that the day you drive away in your new car & it’s already covered. Done and dusted.

If someone later drives straight into you, your vehicle will be covered!

why not simply review what’s covered and not covered by you insurer every couple of months to make the necessary adjustments before any accidents happen?