Top 10 tips for finding the right car insurance policy

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

Car Starting Problems: Reasons, Fixes, & Troubleshooting

Car starting problems are common for any car owner and are often a nuisance. Whether it's a car self-start problem or issues with the car's self-motor, understanding the underlying causes can help you address them quickly and efficiently. Common Reasons for Car Not...

With increasing fuel prices affecting the cost of owning a car, it’s also worth looking into ways to cut other related operating expenses. One place to start is car insurance. Many people just pick an insurer after they buy their first car and don’t look at the details of the policy for years, which could leave money on the table. Below are some ways to find the right policy and cut your premiums.

  1. Do an annual rate check
  2. Pick a top-rated insurer
  3. Maintain good credit score
  4. Set the right excess options
  5. Review your policy annually
  6. Report reduced mileage
  7. Choose the right car
  8. Skip comprehensive and collision coverage for an older car
  9. Get your quotes
  10. Take advantage of discounts. Discounts are available for drivers considered to be lower risk (older, married, and/or long safe driving record) or those who take a driver-training course

Need help with your current insurance or require a quote?

Simply send us an email abbrokers@abbrokers.co.za , give us a call 0861 696 999 OR in keeping with the times send us a whatsapp on 0729302743