Should I really pay my insurance premiums during this lockdown period??

MOTOR INSURANCE: WHAT CLASS OF USE DO I NEED?

Drivers can use their vehicle for a multitude of different purposes, from travelling to the local shops and driving to and from a workplace to dropping off the children at school etc. Insurance companies condense these uses into specific “Classes of Use” to enable...

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

It’s totally understandable that many families have severely suffered financially during this time. Most will be looking for ways to cut down on expenses just to make sure they have their daily necessities and 90% of the time insurance premiums are first in line to be “cut down”.  

You may think, why would I need my home and vehicle covered when I am at home, obviously no break ins will occur while I’m home or I highly doubt an accident will occur while I’m home or going to the grocery store.

But did you expect for the bottle sanitizer being left in the car and combusts damaging the interior of your car?  How about your toddler being overly excited their parents are home and throws his bottle at the 55″ flat screen TV?

Insurance doesn’t just cover you for all the major incidents that happen around you, it can be small things like the above that you would need your insurance for, knowing you still have your insurance policy in place will give you the peace of mind to know you are covered for ANY unforeseen incidents,

Keep paying your premiums and make sure you and your family are ALWAYS covered!