Sasria Cover Explained

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

Car Starting Problems: Reasons, Fixes, & Troubleshooting

Car starting problems are common for any car owner and are often a nuisance. Whether it's a car self-start problem or issues with the car's self-motor, understanding the underlying causes can help you address them quickly and efficiently. Common Reasons for Car Not...

Sasria is the only non-life insurer who provides affordable, voluntary cover against unique risks such as civil commotion, public disorder, strikes, riots and terrorism to any individual, business, government or corporate entity which has assets in South Africa.

I have insurance – does this mean I need to purchase additional Sasria cover?

Sasria does not do direct business with the public, but is most likely included in your insurance cover, whether it’s home or business insurance. Ensure to check your policy schedule to check if you have Sasria cover.

In what scenario would Sasria cover me?

Business interruption

When there’s a strike or a riot, the likelihood of your business operations being interrupted is high. The Business Interruption from Sasria covers the loss of business that occurs as a result of such incident.

Motor

Whether is you are attending a business meeting, doing deliveries or transporting cargo across the country, your business vehicles are the life blood of your business. The motor cover from Sasria will cover your vehicles against damage or loss in motor cars, light delivery vehicles, commercial vehicles, motor fleet, motor traders, mobile plant, buses, bus rapid transport (BRT) and trailers in an event of these being damaged as a results of strikes or riots.

Construction risk

Sasria offers construction risk cover against loss or damage to a construction site, plant and tools following incidents such a strikes, riots, public disorder and terrorism.

Goods in Transit

Keep your business moving with the goods in transit cover from Sasria. This product covers all goods in transit only on South African soil, whether it’s through the land, air or sea such as marine cargo, marine hull, and inland water vessels.

Small Businesses

Entrepreneurs who own small businesses can have their assets protected against strikes, riots, protests, public disorder and terrorism. This cover applies to small businesses which have a total value of assets of up to R2 million.

And what does Sasria not cover?

Sasria does not cover you for consequential loss or damage, or loss or damage caused or contributed to by:

  • looting and theft, unless caused by any of the covered events mentioned above
  • property being dispossessed or confiscated by any lawfully established authority
  • the stopping or deliberate slowing down of work
  • any act of terrorism involving the threat of or actual use of any nuclear weapon or device and/or the threat of or actual use or release of any chemical or biological agent

For an in-depth look at Sasria cover visit www.sasria.co.za