At AB Insurance Brokers we have your best interests at heart so we would like to explain why we need to know who the regular driver of your car is & why it is important to notify your insurer of the same.
What does ‘regular driver’ mean in the motor vehicle insurance world?
This the person that drives your vehicle the most during any monthly period. Another term that insurer’s use is ‘nominated driver.’ The ‘nominated driver’ refers to someone who has your permission to sometimes drive your car.
The difference between a ‘regular driver’ and a ‘nominated driver’ is therefore just that the ‘’regular driver’ drives your car most of the time, while the ‘nominated driver’ only drives your car sometimes.
In the motor vehicle insurance industry, the insurance cover provided and the monthly premium that you would pay for it; is based on the risk profile of this regular driver.
It’s very important that when you take out your insurance policy with any insurer, that you let them know right from the start who the regular driver of your car is, and it has to be noted as such on your policy schedule. Should there be any other people who also drive your car sometimes, then they should be listed as ‘nominated drivers’ on your policy schedule too. By making sure that you have provided us with the correct details, you will ensure that you are correctly covered and that disappointments are eliminated when you claim. Remember that incorrect details MEANS incorrect cover.
Contact us today for more information on how to add a driver to your policy.
whatsapp 079 228 7816 for our helpful client services team or 072 930 2743 for our friendly sales team.