Increase your chances of a recovery from a 3rd party

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

Sometimes recovering your excess from a third party is not always guaranteed but making sure crucial information from them definitely can increase your chances. over time not much has hanged in respect to third party details and with the advancement of technology, it has become easier to obtain.

Still unsure? here is a few details to help you in a situation involving a third party: Don’t accept any kind of payment or documents from the third party without speaking to your insurer first. Always make sure you gather as much information as possible. For example :

Personal details

  • Name and surname
  • ID number (if possible and without provocation, take a photo of their ID as they may give you a false one)
  • Cell phone number
  • Work phone number
  • Email address

Vehicle details

Take a picture of the vehicle if need be, especially if you are shaken.

  • Make
  • Model
  • Year
  • Colour

Insurance details:

  • Find out whether they are insured or not. If they are, take down the name of their insurer.
  • If it is a company car, take down their employer details – name of the company and their contact number.

Witness details

If there are witnesses, their input can be helpful. Ensure you get the following information from them:

  • Name and surname
  • Cell phone number
  • Work phone number
  • Email address

If you have any questions or would like more information, or simply require a QUOTE FOR THIRD PARTY INSURANCE ONLY please contact us on 0861 696 999 or send us a whatsapp on 072 930 2743