Home Insurance with AB Brokers

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

Summary of Home Insurance

The feeling of belonging is priceless and it’s one of those sentiments that people spend most of their lives searching for. So once you have a house to call your home, protecting it should be an unquestionable matter of importance.

Whether it’s the building itself, or the sentimental contents that make up your home, it’s essential that we realise the intangible value a house holds, from the memories to the future hopes.

Which is why there is Home Insurance.

What Is Home Insurance?

Home Insurance is the cover we pay to protect our

home or the contents within it in the case of damage or

in incidents where repairs or replacement is needed.

Different Types of Home Insurance

1. House Content
This type of house insurance covers assets within your home, in the event of it being stolen, accidentally damaged or in the case of loss.

It includes everything that you feel is important enough to protect. This can be your children’s toys, curtains, rugs. You can also include your garden and sports equipment.

2. Building
This type of homeowners insurance covers the structure and built-in fixtures with in your home such as your bath in the case of it being damaged, vandalised, set alight or marred by water damage.

3. Combined Buildings Insurance
So you want to cover both your house and the contents within it? This type of cover, offered by a variety of insurance companies, gives you the best of both worlds.

How Does Home Insurance Benefit You?

  • Even if you are renting, homeowners insurance will cover your possessions. Whether it’s an apartment you’re renting or a complex, house content cover protects all the possessions which are yours.
  • House insurance protects you when you’re a landlord and renting your property out to strangers.
  • Home insurance reduces the costs you pay in the event of your house or the contents within it, is either damaged, require replacement or need repairs.
  • Peace of mind that you and your family always have a place to call home.

How Do I Apply

Finding the right short term insurance can take time, which you might not have. AB BRokers will help you find comparable quotes that are tailored specifically to your needs.