Festive season insurance tips

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

During the festive season, the main priority for most South Africans is to get into their car and start the journey for their holiday destination. However, in their rush to start the festivities, many people often forget to protect their two most expensive assets, namely their motor vehicle and their home.

The increase in traffic over the festive period invariably leads to a higher number of road accidents making it vitally important for those who are planning to take a road trip or travel a long distance over the December holidays, to ensure that they are adequately prepared for any potential risks before they set off.

It is also advisable to ensure that your motor insurance policy will provide adequate emergency roadside assistance should the need arise. It is also vital to ensure that your home is properly covered while you are away.

Test the alarm you can either activate it on purpose to see the response; ask your alarm company to service the system before you go on holiday; or switch the electricity off to see if the battery is in a working condition. We know that you’d prefer to focus on celebrating and enjoying time with loved ones, the reality is that there are increased risks associated with this special time of year. 

Here are a few precautionary measures you can take to protect your valuable personal and business belongings:

  1. Lock your property at all times
  2. Have an alarm system installed
  3. Switch off all appliances before going on holiday
  4. Have someone collect your mail
  5. Make sure there is movement around your property
  6. Inform your neighbors if you are going away
  7. Don’t leave new packaging and gift wrappings outside your house
  8. Close all the windows and ensure your doors are locked
  9. Be vigilant and aware of your surroundings
  10. Check that someone doesn’t remotely jam your vehicle
  11. Take extra precautionary measures where possible
  12. Insure any new valuable assets immediately

Finally, if you are going away, here are a few things to consider:  if someone is going to be checking on your home, get them to switch on different lights around the house; make certain your linked alarm is working properly, if you are leaving a vehicle behind, make sure its tracking is functioning, if required, and that all subscriptions are up to date; switch off your geyser; do not leave any items, that may assist would-be burglars lying around, such as ladders or tools.

Let’s not dwell on all the doom and gloom. Ensure you have fun and enjoy this Festive Season, Most importantly be safe.