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Excess Explained …..

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

by | May 22, 2025 | Car Insurance, General Category, Insurance | 0 Comments

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...
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Avoid deadly distractions behind the wheel

by | February 28, 2025 | Car Insurance, General Category, General Information, Home Insurance, Insurance | 0 Comments

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...
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10 Tips to Protect Your Car’s Suspension System

by | February 14, 2025 | Car Insurance, General Category, General Information, Insurance | 0 Comments

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....
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The what, why and how of a Vehicle Identification Number

by | January 24, 2025 | Car Insurance, General Category, Insurance | 0 Comments

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...
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What Is ORVM In Car And How Does It Work?

by | January 10, 2025 | Car Insurance, General Category, General Information, Insurance | 0 Comments

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...
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How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

by | December 10, 2024 | Car Insurance, General Category, General Information, Insurance | 0 Comments

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...
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How To Rebuild Your No Claims Bonus After An Accident

by | December 2, 2024 | Car Insurance, General Category, General Information, Insurance | 0 Comments

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...
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Safety Tips For Driving In Floods

by | November 25, 2024 | Car Insurance, General Category, General Information, Insurance | 0 Comments

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...
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Car Defogger and How to Use Them?

by | November 15, 2024 | Car Insurance, General Category, General Information, Insurance | 0 Comments

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...
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How to choose the right commercial insurance policy

by | November 1, 2024 | Car Insurance, General Category, General Information, Insurance | 0 Comments

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...
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The excess fee is the fee applicable when contracting our “FULL/FULL “rate. It is the maximum amount that you will pay in case of vehicle damage or accident.

What is excess?

Many policies include an excess. This is the amount you have to pay if you decide to make a claim on your policy. It’s a way of you accepting a small portion of the risk yourself. Your insurer may have different types of excesses, and some policies may have more than one applicable excess.

Don’t want to pay high excesses?

Not to worry, AB Insurance Brokers has you covered.

We can offer you obligation free quotes WITH fixed excesses!!

Give us a call today on 0861 696 999, drop us an email abbrokers@abbrokers.co.za OR send us a whatsapp on 072 930 2743 and a consultant WILL call you back!