Electricity outages and protecting your belongings

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

With the country’s electricity network currently taking heavy strain, load shedding will continue to be a reality for South Africans. Did you know that load shedding doesn’t just affect you, but some of your personal possessions as well? You are probably taking comfort in your insurance policy to cover any loss and damages; however, you may find that you are not adequately covered for load shedding related risks.

 Power surges

Power surges are caused by a spike in the electrical current when electricity is suddenly restored to the power lines. This may lead to serious damage such as short-circuit or malfunction in electronic equipment. Devices like your computer, fridge and television are especially vulnerable. The best way to avoid this is to unplug all electronic appliances before a blackout is due and switch them back on after the power supply returns.

Burglary and theft

Load shedding exposes your property to the possibility of burglary and theft– whether you’re home or not. Criminals can move about unseen in the dark and can easily gain access to your house when your electronic security measures such as the alarm system and electric fence are down.  If you don’t want to walk in on an empty TV cabinet where your huge plasma once stood, then it’s wise to have alternative safety measures in place.

 Road accidents

When travelling during a power outage, you’re bound to come across traffic lights that are out. Unfortunately, traffic officials cannot always substitute for traffic lights during load shedding so motorists have to take charge at intersections. Now, we know that many people are so eager to get home after a hard day’s work that they sometimes disregard the four way stop rule. This puts you at risk of a collision that can cause minor to severe damage to your vehicle and your possessions inside it. When load shedding occurs at night, street lights are also out. While you can still rely on your car’s headlights to navigate your way home, the lack of adequate light reduces your vision. Not being able to clearly see road signs, potholes and pedestrians can harm your vehicle or others.

 Spoiling food supplies

Everything in your fridge has an expiry date which is accelerated when a power outage strikes. Imagine having to dispose of that salmon you were intending to serve at next week’s dinner party. Consuming spoiled food can have serious health consequences for you and your family. That’s why you should always try to keep your food fresh during the period of load shedding. A good thing to do is to keep refrigerator and freezer doors closed to maintain the right temperature inside, expanding the life of all perishable products. 

If you feel as though some of your possessions might be at risk, and you’re not already covered, Give us a call on 0861 696 999 or send us a whatsapp on 072 930 2743 for a consultant to call you back