Differences between Insurance at Age 25 VS 50

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

From life insurance to motor insurance, many people try to avoid them for as long as possible to save money, often only acquiring the cover they need later in life.You may think that you’re saving money each month by not having to pay premiums, but a single incident can undo a decade of saving in that manner – and any more than that could put you back years in financial development.

Car and life insurance work completely the opposite way around when it comes to age related premiums. The older you are (up till around the age of 60) the lighter your motor insurance premiums. One fact that is relatively well known in South Africa is that the insurance premiums for under 25’s are pretty steep but there is light at the end of the tunnel. After the age of 25 you’ve gotten some experience on the road and most companies decrease your premiums substantially.

If you’re recently passed the 25 year mark then you can already get an excellent deal by simply taking a few other things into account, such as:

∙       the safety stats of your vehicle

∙       the colour of your vehicle

∙       Additional security features (immobilizer, alarms and gear locks)

∙       Ensure your car sleeps in a garage at night

∙       Your incident track record

If you do your homework or chat to a consultant and let them do it for you, you can get a reasonable rate which will protect you from major loss for decades.

Before you make a concrete decision, weigh up your options by looking at different quotes. Contact us at AB Brokers for any assistance you may need or if your require the cheapest insurance quotes