Car Insurance Necessities, What you should know about AB Brokers.

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

What Do I Need To Get Car Insurance?

Car insurance is a grudge purchase – no doubt about it. Nobody gets excited to see that debit order go through each and every month, thinking “if I didn’t have to pay for insurance every month I’d have so much money left”.  Or wonder why your premium might have gone up again this year; you get it. Insurance is very much a necessity for anyone behind an engine – Be it a motorbike, a car or an SUV for so, so many reasons.

Any vehicle which is being financed will require comprehensive insurance before the dealership will allow you to drive it off the showroom floor. If you were to be involved in an unfortunate incident driving out and being involved in an accident – your fault or not – you’d have a backup waiting at the ready for you; and that’s quite a relief, if you ask me.

So many insurance companies boast about how quick their turnaround time is, from applying for insurance to being covered being a seamless process, as well as the non-requirement for forms and all the admin that goes along with this somewhat cumbersome task.

You have to sift through the lesser-known insurers, the ones that need you to fill in a questionnaire form longer than a queue at the shopping centre at the end of the month. All that work to simply have a piece of paper essentially drawn up, promising a solution in the unfortunate event of a car accident. Seems like a very low risk/reward ratio to me.

That’s probably why insurance brokers exist. We do all the dirty work for you – so by simply providing your e-mail address, contact number and query on our website will be enough for us to reach you. You’ll need your ID, drivers license and a few more car related documents, but once you’ve submitted to us, your work is done.

Instead of having to call anyone yourself, AB Brokers offers you a one-stop shop solution. Yes, many companies offer this, but AB Brokers can assure you the best insurance rates on your vehicle- whether it is high-end, budget or regular cover.