Boost your fire insurance for your business

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

Protecting your business from going up in flames or sinking beneath the ground or suffering a violent riot is currently business owner’s biggest fears.

How you can be even more prepared?

1. Escalation

During each period of your insurance, the total amount that you’ve insured your business for will increase specifically for your buildings cover and your contents.

2. Leakage

Leaks can cause a lot of damage to your property. This optional extra covers you for the costs related to the loss and damage that’s caused by discharge or leaks from tanks, sprinklers, drenching systems or fire extinguishing equipment, pipes, or the appearance of chemicals, oils, liquids, fluids, gases or fumes.

3. Malicious damage

Disgruntled suppliers, angry ex-employees, outraged customers, you can add this optional extra to cover intentional damage to your business.

4. Riots and strikes

If you choose this optional extra, you’ll be covered for loss or damage to your property from civil commotion, labour disturbances, riots, strikes or lockouts.

5. Subsidence and landslip

This specific extra covers you from damages caused by subsidence and landslip.

6. Trust our royal experts

That’s why our team will work with you to make sure that your business has exactly the cover that it needs. Remember, if you don’t have a broker, give us a call or send us an email and a consultant will call you back.

Sales Whatsapp : 072 930 2743

Client Services Whatsapp : 079 228 7816

Email Address : abbrokers@abbrokers.co.za