Boost your fire insurance for your business

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

How to Track a Vehicle with GPS: A Simple Step-by-Step Guide

GPS-based vehicle tracking is today, one of the most helpful tools since it can be employed by any individual or company who wishes to keep track of their cars, trucks or any other vehicle. Thanks to today’s cheap GPS tracking devices, a vehicle owner can easily place...

How To Rebuild Your No Claims Bonus After An Accident

If you’ve had an accident, it can feel like all the good work you’ve put into building your No Claims Bonus (NCB) has gone down the drain. But here’s some good news, you can rebuild it. Your NCB in car insurance works like a reward for safe driving, and that lovely...

Safety Tips For Driving In Floods

Often when we get stuck while driving through floods we panic and force through the water. Instead you need to stay calm and follow these instructions. Situation One: Water Level Is Above Tyre Level  When water level is above the tyre level it's no use forcing...

Car Defogger and How to Use Them?

Have you ever experienced your car windows and windshield suddenly fogging up? It can be scary since poor visibility may cause a dangerous road accident. Driving in the cold or rainy seasons can often lead to foggy windows. This is a common problem, and can quickly...

How to choose the right commercial insurance policy

Unpredictability is the only predictable thing about business right now. Over the past few unprecedented data breaches, and global pandemics have all taken front stage in the insurance industry. And no business is immune.  With the range of commercial insurance...

Protecting your business from going up in flames or sinking beneath the ground or suffering a violent riot is currently business owner’s biggest fears.

How you can be even more prepared?

1. Escalation

During each period of your insurance, the total amount that you’ve insured your business for will increase specifically for your buildings cover and your contents.

2. Leakage

Leaks can cause a lot of damage to your property. This optional extra covers you for the costs related to the loss and damage that’s caused by discharge or leaks from tanks, sprinklers, drenching systems or fire extinguishing equipment, pipes, or the appearance of chemicals, oils, liquids, fluids, gases or fumes.

3. Malicious damage

Disgruntled suppliers, angry ex-employees, outraged customers, you can add this optional extra to cover intentional damage to your business.

4. Riots and strikes

If you choose this optional extra, you’ll be covered for loss or damage to your property from civil commotion, labour disturbances, riots, strikes or lockouts.

5. Subsidence and landslip

This specific extra covers you from damages caused by subsidence and landslip.

6. Trust our royal experts

That’s why our team will work with you to make sure that your business has exactly the cover that it needs. Remember, if you don’t have a broker, give us a call or send us an email and a consultant will call you back.

Sales Whatsapp : 072 930 2743

Client Services Whatsapp : 079 228 7816

Email Address : abbrokers@abbrokers.co.za