Choosing the Right Car Security for You

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...



Many people wonder if they need anything more than the most basic car alarm systems. If you’re in this boat at the moment, then consider the fact that most car insurance companies offer a decreased premium based on the type of alarm installed or tracker system

Basic car alarms tend to only cover the doors, which is unfortunately relatively easy for a thief to get around. The thief will most likely simply break your window and an alarm like this isn’t likely to even serve as much of a deterrent. On the plus side, these devices are not complex and many people save money by performing a self-install (DIY). The negative is that your car insurance company isn’t likely to offer you much of a discount but these alarms are certainly better than nothing if you’re on a budget.

More complex alarms feature a variety of the more advanced sensors, including motion detectors. Establishing the parameters for a siren trigger with these is a lot trickier and your neighbours may not thank you for attempting a DIY job here. Unless you’re an electrician you’d probably also have to spend on an installation service but, if you can afford this it will certainly be worth it.

Alarm features to consider

  • Targeted/priority door unlock (opens only the driver’s door)
  • Anti-glass breach audio system (prevents the loophole in that basic door sensor)
  • Tilt sensor monitors (in the event someone attempts to jack up or tow your car)
  • Starter kill (to combat hotwiring techniques)
  • Remote start-up (more for the convenience of having your vehicle ready for you)
  • Targeted motion sensors (add that extra bit of security around your trunk or cargo area)


Alternative car security

  • Steering wheel lock
  • Immobiliser
  • Gear lock
  • Tracking Device
  • Garage


Car alarms aren’t the only security measures out there. With the exception of a tracking device, the items listed above are cheap, easy to use and convenient security measures which your car insurance company should also consider. Start shopping around today for quotes, and reap the rewards of security and decreased insurance premiums.