Get your debit date right for your short term insurance premiums

Why did my car insurance rate go up?

Unexplained vehicle insurance rate increases can be frustrating. Here are possible reasons your premiums can rise. There are many possible reasons vehicle insurance rates increase, and unfortunately, some of those reasons aren't always in your control. But...

ROADSIDE EMERGENCY 101 : WHAT TO DO IF YOUR VEHICLE BREAKS DOWN

Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it...

CAR INSURANCE FOR FIRST-TIME DRIVERS OVER 30 YEARS OLD

When you consider the term ‘first-time driver’, you typically think of a young adult passing their test and being handed their driver’s license. This rite of passage of getting behind the wheel for the first time is synonymous with coming to the end of school and...

Using Your Personal Vehicle for Work? Why It Complicates Things and What to do

Do you frequently use your personal vehicle for work purposes? Many jobs require employees to travel, meet with customers, or perform other business related activities using their own car. This raises important questions: who is responsible for insurance costs? How...

WHY WILL NO ONE INSURE ME?

If your car insurance has been refused, cancelled, or voided, this could happen for a wide range of reasons. However, if you are having trouble finding cover for your vehicle, try not to worry as there are plenty of options out there. What is non-disclosure? One...

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. Always Assume...

Avoid deadly distractions behind the wheel

Not texting is a start, but there's more to safe driving. Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable. You've seen them around your city or town. You may...

10 Tips to Protect Your Car’s Suspension System

Your vehicle's suspension system ensures a smooth and safe ride, protecting critical components from wear and tear. Understanding and maintaining the components of the system is essential, not just for comfort but also for the stability of the car on rough roads....

The what, why and how of a Vehicle Identification Number

If you’ve ever bought motor insurance, you’re likely to have come across the terms Vehicle Identification Number or VIN and chassis number. You must wonder why insurance companies insist on having this information. That’s because VIN is like a genetic identifier for...

What Is ORVM In Car And How Does It Work?

When you adjust the side mirrors before driving, you deal with the Outside Rear View Mirrors (ORVMs). These mirrors are essential for safe driving, helping you see what’s happening beside and behind your car. This post will discuss what ORVMs are, how they function,...

In the case of unpaid debit orders relating to car,home or business insurance, this can have serious implications for the policyholder.

Firstly, What debit order date should you choose? Normally insurers request your pay date to ensure a successful debit order. We as brokers also have found that providing your pay date for your short term insurance premium is the best and most effective way to ensure you do not have unpaid premiums.

Secondly, Why should you not allow your short term insurance premium to be unpaid? One simple answer – NO PREMIUM = NO COVER. The sheer volume of unpaid debit orders means the insurer cannot individually contact each policyholder, and will simply process a double debit order in the succeeding month.No insurer is obliged to pay out a claim where the policy is terminated or even suspended due to non-payment

Lastly, Make sure that your premium is debited every month successfully thus ensuring you are covered.

if you require any assistance in respect to your debit orders for your car , home or business insurance, do not hesitate to contact us via email or even send us a whatsapp