your gender is just one aspect that insurers use to generate a quote, here is a 3 major points/guideline into what insurers look for in determining your premiums :
Your driving history : Disclosing your previous insurance history and accidents(if any), is very important, it can impact severely on your premium and when you have a claim.
The type of vehicle you are driving : this place a major role in determining your premium, all features of the vehicle are taken into consideration.
your personal details : like your address work and home ,your age(the younger you are the more likely the premium will be higher. they consider when you obtained your licence and what code licence you have. where you park your vehicle during the day while you are at work or even at home can impact the premium as well.
To get the best out of your insurance, AB Insurance Brokers has consultants with all the knowledge in getting you the best and cheapest quotes.