A Simple Process for Filing Your Auto Insurance Claim
  • Contact the Police.
  • File an Accident Report.
  • Collect Information About Your Car Accident.
  • Call Your Insurance Company.
  • Claim Specialist.
  • Diminished Value Claim.
  • Total Loss Claim and Gap Insurance Coverage.
  • Cost of Car Repair and Claim Payment.
How do car insurance claims work? After a claim is filed, your insurer assigns you a claims adjuster, who is your contact from then on. … While adjusters work, medical treatment and auto repairs start immediately, with each insurance company covering its own driver’s injuries and property damages.